Your dream home, within reach

A home loan is a mortgage facility offered by lenders for various housing needs — buying a new home, an under-construction property, a plot to build on, or renovating an existing home. At Balaji Finserve we compare offers across our partner banks so you get the lowest rate and the right structure for your budget.

Types of home loans we arrange

Home Purchase Loan

The most common option — used when buying a ready property from a builder or owner. Available with fixed, floating or hybrid interest rates.

Home Construction Loan

For building a new home to your own specifications. Disbursed in stages against construction milestones.

Balance Transfer & Top-up

Move your existing home loan to a lower rate and unlock additional funds with a top-up — a smart way to save on EMIs.

Plot & Home Improvement Loans

Finance a residential plot, or fund renovations such as painting, plumbing, electrical and waterproofing work.

NRI Home Loans

Tailored options for Non-Resident Indians with suitable tenure and documentation support.

Why apply through Balaji Finserve

• Compare 15+ banks & NBFCs in one place.
• Competitive interest rates and long tenure options.
• Doorstep service and end-to-end support.
• Guidance on eligibility, part-payment and tax benefits.