Unlock the value of your property

A Loan Against Property (LAP) is a secured loan where your owned property serves as collateral. It lets you raise substantial funds at lower interest rates than unsecured loans, while you continue to own and use the property.

What you can use it for

LAP funds can be used for genuine personal and business needs (other than speculative purposes) — such as business expansion, working capital, a child's education, a wedding or medical expenses.

Key features

• High loan-to-value against market price of the property.
• Longer repayment tenure keeps EMIs comfortable.
• Lower interest rates than personal / unsecured loans.
• Residential, commercial and (with select lenders) industrial property accepted.

Why apply through Balaji Finserve

We compare LAP offers across 15+ banks & NBFCs, negotiate on your behalf and manage the paperwork end-to-end — including doorstep document collection.